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Product Manager at Photon

Location
Bengaluru, Karnataka,
Job type
Full time
Posted on 04 Jan
Description

About the job


About Photon

Photon is a fast growing global technology company, leading the industry in Digital Transformation for Enterprise. Photon is known for creating amazing mobile-first digital customer experiences and designs; and delivers technical expertise across all levels of corporate infrastructure.


Job Summary

We are seeking an experienced Product Manager to help build a unified payments platform that brings together pay-ins, payouts, merchant acquiring, and embedded financial capabilities into a single solution for platforms and marketplaces.

This role requires a strong understanding of the end-to-end money movement lifecycle, including acceptance, disbursement, settlement, routing, reconciliation, and underlying platform APIs. The ideal candidate excels at translating complex payment flows into clear product requirements, collaborating closely with engineering, and ensuring delivery of high-quality, scalable payment capabilities.


Key Responsibilities

Requirements & Documentation

  • Create clear, comprehensive Product Requirement Documents (PRDs) and functional specifications.
  • Document end-to-end payment flows including pay-ins, payouts, settlement, routing, reconciliation, and merchant lifecycle scenarios.
  • Maintain precise user stories, acceptance criteria, and business rules in partnership with cross-functional teams.

Technical Collaboration & Delivery

  • Serve as the primary liaison between product, engineering, and QA teams.
  • Work with technical leads to convert business needs into scalable system designs and API specifications.
  • Collaborate with UI/UX, API, and data teams to ensure technical alignment with product vision.

Process & Flow Design

  • Develop detailed process maps, system interaction diagrams, and transaction journeys using Visio, Miro, or Lucidchart.
  • Ensure accuracy of payment orchestration flows across authorization, capture, disbursements, and funding events.
  • Support design of multi-rail routing and money movement architecture for platform use cases.

Product & Release Management

  • Support backlog management, sprint planning, and prioritization of features and enhancements.
  • Participate in QA review, UAT validation, and release readiness.
  • Track delivery milestones and ensure on-time, high-quality product launches.
  • BRD Finalization: Finalize end-to-end documentation of business requirements, flows, high and low level designs, and build phases.
  • Execution Tracking: Manage detailed execution plans and sprint-level deliverables
  • Solution Refinement: Continue to refine requirements and definitions throughout development and pivot as needed for market needs
  • Operationalize the Product: Align implementations, billing, risk and compliance practices, servicing, and support for the solution
  • Trade-Off Analysis: Provide input for prioritization decisions balancing scope, timeline, and quality


Core Skills & Competencies

  • Deep experience documenting payment flows and business processes with clarity and precision.
  • Strong analytical and problem-solving skills, with ability to break down complex payment journeys.
  • Proven success working with engineering teams in an Agile environment.
  • Hands-on expertise with JIRA, Confluence, Lucid chart, Miro, or similar tools.
  • Excellent stakeholder management, communication, and cross-team alignment skills.
  • Strong attention to detail and ability to create structured, logical artifacts.
  • Leverage AI tools and technologies in day-to-day workflows to improve efficiency, decision-making, and operational outcomes.
  • Identify and conceptualize AI-driven use cases within the product portfolio to enhance client experience and strengthen the overall value proposition.
  • Collaborate with cross-functional teams to integrate AI capabilities into product design, ensuring alignment with business objectives and regulatory standards.
  • Translate business challenges into AI opportunities, creating actionable strategies for implementation and measurable impact.



Preferred Experience

  • 10+ years of experience in product management within payments, pay-ins, payouts, merchant acquiring, money movement, or financial services.
  • Experience with platform or marketplace payment flows, payment acceptance, payout orchestration, and merchant lifecycle events.
  • Familiarity with APIs, microservices, and modern digital banking or payment processing systems.
  • Understanding of settlement, reconciliation, chargebacks, funding, and transaction lifecycle management.


Education

  • Bachelor's degree in business, Information Systems, Computer Science, or a related field.
  • Certifications in Agile, Scrum, or Business Analysis (e.g., CSPO, CBAP) are a plus.

Requirements added by the job poster

• Can start immediately

• 10+ years of work experience with Product Management

• Working in an onsite setting

• 2+ years of work experience with Merchant Acquiring

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Frequently Asked Questions

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Why Work at Photon

Photon is a global leader in digital consulting and technology services, renowned for its innovative approach to building digital experiences. Working at Photon provides you with the opportunity to be at the forefront of digital transformations, playing a crucial role in shaping how businesses interact with modern consumers. As a member of the Photon family, you will be part of a vibrant and dynamic work environment that encourages creative thinking and continuous learning. Photon's commitment to employee growth and development is evident through its comprehensive training programs, mentorship opportunities, and supportive leadership.

Photon’s reputation as a digital innovator offers you unparalleled exposure to diverse industries and cutting-edge technologies. You will collaborate with a team of forward-thinking individuals who share a passion for creating solutions that impact millions of users worldwide. Whether you’re a seasoned professional or a seasoned innovator, Photon offers a platform for those who are eager to contribute to meaningful projects and make a tangible impact on the digital landscape.

What's it Like to Work at Photon

At Photon, work is not just about fulfilling responsibilities; it’s about experiencing a culture that empowers and inspires employees to grow both personally and professionally. The company fosters an environment of collaboration and creativity, where out-of-the-box ideas are welcomed, and experimentation is encouraged. Photon places a strong emphasis on work-life balance, understanding that a happy and rested employee is a productive one.

Employees at Photon enjoy flexible working arrangements, allowing them to blend work and personal life seamlessly. Regular team-building activities, wellness programs, and a supportive work culture ensure that employees feel valued and motivated. Photon also takes pride in its diversity and inclusivity, creating a space where all voices are heard, and unique perspectives are appreciated. The culture at Photon is one where laughter, collaboration, and bold ideas flourish, making it a vibrant place to work.

What's it Like to Work as a Product Manager at Photon

As a Product Manager at Photon, you will play a pivotal role in driving the vision, strategy, and execution of digital products. Your position is integral in bridging the gap between business strategy and technology implementation, leading cross-functional teams to deliver innovative solutions that meet customer needs. Working as a Product Manager at Photon means ensuring that products are not only technically sound but also solve real-world problems effectively.

Your day-to-day responsibilities will include conducting market research, defining requirements, prioritizing features, and coordinating with designers, engineers, and marketers to bring products to life. Photon provides its Product Managers with the autonomy to make significant decisions impacting product direction, while also offering support through structured feedback and collaboration. This role is perfect for those who thrive in fast-paced environments and enjoy the challenge of transforming complex problems into impactful digital solutions.

Product Manager Interview Questions at Photon

Preparing for an interview for a Product Manager role at Photon requires understanding the company’s values, product strategy, and the digital ecosystem. Typical interview questions may revolve around your experience with product lifecycle management, your approach to solving product-related challenges, and your ability to work with cross-functional teams. Here are some potential questions you might encounter:

  1. Describe a successful product you managed from ideation to launch. What was your role, and what were the key challenges?
  2. How do you prioritize features and balance competing stakeholder requirements?
  3. Can you give an example of a time when you used data to influence a product decision?
  4. How do you handle pushback or disagreement from team members or stakeholders?
  5. What is your experience with agile product development, and how do you ensure the team remains aligned with product goals?

These questions are designed to assess your strategic thinking, problem-solving capabilities, and ability to lead effectively in a digital environment.

Product Manager Interview Preparation at Photon

Preparing for your interview as a Product Manager at Photon involves a multi-faceted approach. First, do comprehensive research on Photon’s core offerings, market positioning, and recent innovations. Understanding the company’s culture and product vision will be crucial in crafting your responses. Be sure to review your own professional experiences, aligning them with the product management techniques and competencies Photon values.

Practice structuring your responses using the STAR (Situation, Task, Action, Result) method to clearly outline your role and contributions in past projects. Think about your experiences with leading teams, formulating strategies, and navigating product challenges. Demonstrating your technical comprehension of digital products and your ability to drive consumer-centric innovations will set you apart from other candidates.

Product Manager Interview Tips at Photon

To excel in your interview for the Product Manager role at Photon, consider the following tips:

  1. Showcase Leadership and Vision: Highlight your leadership qualities and your ability to motivate teams towards a unified product vision. Provide examples of how you’ve successfully led projects and navigated challenges.

  2. Emphasize Consumer-Centric Approach: Product management at Photon is about understanding consumer needs and translating them into viable digital products. Discuss how you’ve leveraged consumer feedback in your previous roles to enhance product satisfaction and engagement.

  3. Demonstrate Technical Acumen: While being technically proficient is not always mandatory, demonstrating an understanding of digital technologies and how they translate into product features can give you an edge.

  4. Communicate Clearly: Clear and concise communication is key. Be prepared to articulate your thoughts and process clearly during the interview, as this reflects on your ability to lead teams and manage complex projects effectively.

  5. Ask Insightful Questions: Prepare thoughtful questions about Photon’s product roadmaps, company culture, or strategic priorities. This not only demonstrates your interest in Photon but also reflects your strategic thinking.

By incorporating these strategies, you are positioning yourself to impress during your Product Manager interview at Photon.