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Senior Product Manager- Lending at Jupiter

NEW
Location
Bengaluru
Job type
Full time
Posted 1 day ago
Description
About the Role


We are looking for a Senior Product Manager – Lending to drive the evolution of Jupiter’s lending stack across personal loans, salary advances, and future credit constructs.

This role demands deep product ownership and execution depth from crafting a frictionless user journey to solving risk, compliance, and growth problems with product thinking. You’ll work closely with engineering, credit, data science, and risk teams to deliver scalable, compliant, and customer-obsessed lending experiences.


What You’ll Do


  • Own the end-to-end lending product lifecycle, from conceptualization, design, and build to launch and scale.
  • Deep-dive into data and funnels to identify friction points, improve conversions, and reduce drop-offs.
  • Build and enhance user journeys across loan origination, KYC, underwriting, disbursal, repayment, and collections.
  • Work cross-functionally with engineering, credit, compliance, and risk to deliver compliant and high-impact product outcomes.
  • Collaborate with risk and data teams to design smarter underwriting logic, improve approval rates, and maintain portfolio quality.
  • Stay compliant and audit-ready by ensuring alignment with RBI’s Digital Lending Guidelines and Fair Practices Code.
  • Define success metrics - activation rate, approval %, NPA %, ROA, funnel conversion, and improve them continuously.
  • Champion user empathy - build for real user credit needs, not just numbers.

What You’ll Bring


  • 5–8 years of product management experience, preferably in fintech, digital lending, or credit products.
  • Strong grasp of the digital lending lifecycle, user acquisition, e-KYC, underwriting, disbursal, servicing, and collections.
  • Working experience on LMS and LOS is a must.
  • Familiarity with credit bureau APIs (CIBIL, Experian) and risk decision engines.
  • Data-driven mindset with proven ability to use analytics for decision-making.
  • Experience collaborating with engineering and design teams in fast-paced environments.
  • Understanding of RBI regulations, KFS requirements, and digital lending guidelines.
  • Strong problem-solving ability, ownership, and clarity of thought.


Why Jupiter


  • Work at the intersection of technology and finance, shaping the future of digital lending in India.
  • Ownership from day one you define, build, and scale the product.
  • Collaborate with industry-leading product, risk, and data teams.
  • A culture that rewards initiative, speed, and learning over hierarchy.


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Frequently Asked Questions

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Why Work at Jupiter

At Jupiter, we are redefining the way the financial industry operates, especially in the realm of digital lending. As one of the pioneers in digital banking solutions, joining our team means becoming part of a company that values innovation, work-life balance, and personal growth. We are based in Bengaluru, a hub of technology and innovation in India, offering employees the chance to work in an exciting and dynamic environment. Our commitment to fostering a culture of creativity and collaboration makes Jupiter an exceptional place to further your career.

Working at Jupiter not only gives you a chance to be at the forefront of cutting-edge financial technology but also provides the opportunity to be part of a mission-driven organization that is changing the lives of millions through smart technology implementations in banking. As a member of our team, you will have access to continuous learning and development opportunities, a supportive work environment, and a culture that promotes innovation and recognizes achievement. Jupiter also believes in inclusive growth, ensuring equal opportunities for all its employees to thrive personally and professionally.

What’s It Like to Work at Jupiter

The working culture at Jupiter is characterized by its vibrancy and inclusivity. Jupiter fosters an atmosphere where employees are encouraged to voice their ideas and contribute to transformative projects. Our innovative approach allows team members to work on challenging yet rewarding projects that have a significant impact on the financial services landscape.

We believe in flexible working arrangements, allowing our employees to find a work-life balance that suits them best. Regular team-building activities and workshops are part of our proactive approach to maintaining a healthy and engaging work culture. At Jupiter, you'll find colleagues who are not just co-workers but are also passionate about creating a positive impact, fostering an environment of constant learning and growth. The open communication channels with management ensure that everyone is aligned with the organization's goals and strategies.

What's It Like to Work as a Senior Product Manager- Lending at Jupiter

As a Senior Product Manager- Lending at Jupiter, you will be at the helm of developing and optimizing our lending products. This pivotal role requires a seasoned professional who can drive product strategy, connect with cross-functional teams, and transform customer insights into innovative lending solutions that enhance user experience and business value.

Working in this role means you will have the autonomy to take ownership of product lifecycles from conception through execution and beyond. You will work closely with engineering, design, marketing, and customer service teams to ensure that our lending solutions not only meet but exceed the expectations of our users. You will use your expertise in product management to analyze market trends, understand competitive landscapes, and implement strategies that ensure Jupiter maintains its leadership as a provider of revolutionary financial products.

Your day-to-day will involve leading product definition, guiding the team through agile product development processes, and utilizing data-driven insights to make informed decisions. At Jupiter, the Senior Product Manager- Lending is empowered to make a real difference, helping to steer the company’s vision into tangible results.

Senior Product Manager- Lending Interview Questions at Jupiter

If you are preparing for an interview for the Senior Product Manager- Lending position at Jupiter, here are some questions that might be part of the interview process:

  1. Describe your experience with product management in the financial sector. How do you prioritize projects in a fast-paced environment?
  2. How do you integrate customer feedback into the product development lifecycle?
  3. Explain a time when you had to make a critical decision regarding a product direction. What was the outcome?
  4. Discuss your approach to cross-functional team collaboration. How do you ensure all departments are aligned with the product goals?
  5. What strategies would you implement to enhance the lending experience for Jupiter’s users?
  6. How do you stay updated with the latest trends in digital banking and lending?
  7. Tell us about a successful product launch you managed. What challenges did you face and how did you overcome them?
  8. In your opinion, what are the key metrics to track for a lending product at Jupiter?

Senior Product Manager- Lending Interview Preparation at Jupiter

To successfully prepare for a Senior Product Manager- Lending interview at Jupiter, focus on understanding Jupiter's current product offerings, especially within the lending space. Familiarize yourself with the competitive landscape and identify key trends in digital lending.

Thoroughly revise your past experiences in product management and be ready to discuss specific examples where you've innovatively tackled challenges or drove success. Brush up on data analytics and product development methodologies, such as Agile and Lean. Additionally, having a strong understanding of customer-centric product design and development processes will be beneficial.

Networking with current or former employees could provide insights into the company culture and expectations. Attending webinars and reading up on Jupiter’s blog will also help you align with the company’s mission and values. Practice articulating your thoughts on how you could contribute to advancing Jupiter’s lending products, focusing on strategic impact and tactical execution.

Senior Product Manager- Lending Interview Tips at Jupiter

  1. Research Deeply: Understand Jupiter's mission, values, and recent developments, especially in its lending vertical.

  2. Be Product-Centric: Be prepared to discuss product management frameworks and how you have applied them in your previous roles.

  3. Showcase Leadership: Demonstrate your ability to lead cross-functional teams and drive consensus, especially in challenging situations.

  4. Customer Focus: Illustrate examples of how you've placed customer needs at the forefront of product development and decision making.

  5. Quantify Success: Use specific metrics and outcomes to illustrate your achievements in previous roles.

  6. Engage Effectively: Communicate clearly and with enthusiasm about ideas that could drive forward Jupiter's lending initiatives.

  7. Stay Authentic: Be yourself, and let your genuine passion for innovation in the financial sector shine through.

By approaching your interview with these strategies and insights, you'll not only demonstrate your qualifications for the role of a Senior Product Manager- Lending at Jupiter but also your alignment with the company's forward-thinking ethos.