Software Engineer at Bajaj Finserv

Duties And Responsibilities

• Lead projects of LOS (lending Origination Systems) Compliance for one of the largest, most prestigious NBFC, be part of Fintech Transformation journey of BFL.
• Guide, manage and review compliance assignments in the areas of IT application controls (ITACs) or manual functional mainly comprising of –
• Access control review.
• Segregation of Duties (SOD) controls review – review of actual accesses against set policy.
• Functional lending functions of SFDCs and other similar applications such as workflows review, layout reviews and data analytics.
• Ensure existing and ongoing internal, RBI and any other statutory compliances for the lending application processes from IT and functional perspective. Support to such audits.
• Pushing teams for closure of above observations by maintaining trackers.
• Excellent hands-on experience in MS Excel and good at data analytics.
• Demonstrate technical & functional understanding of lending applications like SFDCs, ATOS, etc.
• Work jointly with a dynamic & growing team having diversified experience
• With various BFL Fin-tech initiative, candidate need to have agility to adopt to new changes and put state of art review process.
• Also drive specific projects around IT & Fintech.

Key Decisions / Dimensions

• Scope and methodology of testing approach while reviewing LOS functional processes across journeys with respect to profiles.
• Sample sizes to be picked up for process review
• Validation of explanations/justification for reported exceptions.

Major Challenges

• Understanding the complex IT environment and applying the existing regulations/controls for the same.
• Reviewing the LOS functional processes especially access loan booking journeys.

Required Qualifications And Experience

• Qualifications
• BE/B.Tech/CA/MBA/ CISA with 1-3 years of experience in similar role.
• Willingness to work in compliance function conducting IT reviews for lending functional controls.
• Work Experience